About

True North Invest is an independent publication about investing for Canadians. Most investing content online is written for Americans: 401(k)s, Roth IRAs and US tax rules that do not apply here. We write about the accounts, products and rules Canadians actually deal with.

What we cover

• Stocks, bonds, ETFs, mutual funds and REITs, with a focus on what is available on Canadian exchanges and platforms.
• Tax-efficient investing: TFSA, RRSP, FHSA and RESP strategy, and how different kinds of investment income are taxed in Canada.
• Retirement planning: saving targets, CPP and OAS timing, RRIFs and pensions.
• Market analysis: what interest rates, inflation and sector trends mean for a Canadian portfolio.

How we write

Articles are written to be clear and practical, with step-by-step instructions, worked examples and the data behind each claim. Figures such as contribution limits and tax rates are checked against official sources like the Canada Revenue Agency and the Bank of Canada, and each article shows when it was last updated. Read the full editorial policy.

What we are not

We publish general education, not personalized advice. We do not know your situation, and nothing here is a recommendation to buy or sell a specific security. See the disclaimer.

How we make money

The site is free to read. It is paid for by ads and by affiliate commissions from some of the platforms and products we write about. That never decides what we recommend or how we rank it. The affiliate disclosure explains how it works.

Corrections

Tax rules and contribution limits change every year. If something is out of date, tell us and we will correct it and note the update.